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mortgage loan limits


2026 Loan Limits Increase by 3.26%

The increase in conforming loan limits means that more homebuyers will be eligible for conventional loans, which typically have lower interest rates and fees than jumbo loans. In Denver County, Colorado, housing prices are higher than the national average, so FHFA has what is known as a high balance loan limit, which is set at $862,500 in many areas in Colorado for 2026.


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2-1 buydown


Unlock Serious Savings with a 2-1 Mortgage Rate Buydown

Unlock serious saving with a 2-1 Mortgage Rate Buydown to Lower your Mortgage Payment!
Ready to unlock some serious savings on your mortgage? A 2-1 buydown could be the key. This innovative financing option allows you to enjoy a lower interest rate temporarily for the first two years of your loan, which means more savings and money in your pocket each month until rates come back down without having to wait to buy a house. And who doesn’t love the sound of that?


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