Skip to main content

Cederholm Mortgage Advisors

A clearer plan can change the whole experience

Home financing is personal. So are these stories. See what clients say about the questions we answered, the decisions we worked through and the communication that helped them move forward.

Read reviews in context, then bring us your own goals. Your circumstances may be different. The commitment to clear guidance stays the same.

What our clients remember

What Our Customers Say speech bubbles.

Real people. Important moves. A team in their corner.

Read the experiences behind the reviews

Five-star client testimonial about working with Paul.
Five-star client testimonial describing a smooth financial process.
Five-star client testimonial praising Paul's communication and guidance.
Excellent rating
Based on 47 reviews
Google star 1Google star 2Google star 3Google star 4Google star 5
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul and his team helped me with a very complicated transaction for a cash out mortgage. I would highly recommend him.
Christopher M profile picture
Christopher M
September 23, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul was great. He helped us understand our loan better and put our needs first. I’d strongly recommend his services. Throughout our home buying process, Paul Cederholm demonstrated the highest level of professionalism throughout our home loan process, an amazing ability to explain complex mortgage terms in simple language and a willingness to work evenings and weekends to meet our closing deadline. We got our home purchase loan in Chicago thanks to Paul Cederholm. I would absolutely recommend Paul Cederholm for your home loan because I would recommend Paul. You can trust him and he is very informative. We can't recommend Paul Cederholm enough for your home financing needs.
Jayden F profile picture
Jayden F
September 1, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My overall experience working with Paul was fantastic! All his help made the whole process seem easy. Throughout our home buying process, Paul Cederholm demonstrated a talent for making the mortgage process seamless and stress-free, truly professional lending services that exceeded our expectations and a knack for shopping rates and locking in an amazing deal for us. He is humble and easy-going, which made us feel at ease. I would absolutely recommend Paul Cederholm for your home loan because paul is a truly amazing advisor: el mejor! Without his help, our dream of owning our first home would not have been possible. After our introductory call ended, my husband and I looked at each other and said, "He is the one!" We were absolutely right. Paul exceeded our expectations by offering excellent advice and answering our questions before we even had to ask them (mind reader!). Paul always had our best interests at heart, and his dedication and passion showed in every conversation. We are thankful to have worked with someone trustworthy and honest; someone who went above and beyond for us. Thank you, Paul, for taking all of our doubts and worries away. Thank you for cheering us on! We absolutely recommend you and your team to anyone looking for the best mortgage advisor. We can't recommend Paul Cederholm enough for your home financing needs.
Diana M profile picture
Diana M
August 10, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Exceptional experience with Paul and his team! We knew we wanted to work with Paul not long into our introductory call. He put us at ease as he explained all the details of what it would take to get into our first home. Numbers are scary when it comes to such a large purchase, but he walked us through the documents in a way that was easy to comprehend. He made sure we understood the information and answered all the questions we had before proceeding to the next task. He was always available for a call, through text, and email. Never once did we feel uncomfortable or like we were not being heard and understood. We got the best rate available to us based on our information and also helped us get a rate buy-down! Thank you, Paul and your team, for everything you did. We look forward to working with you again should the time come to refinance or get into a different home. Paul Cederholm brought impressive expertise across mortgage products that helped us find the perfect fit, incredible dedication to finding us the best mortgage rate and a willingness to work evenings and weekends to meet our closing deadline. I'd tell anyone looking for a home loan to call Paul Cederholm — highly recommend Paul and his team as we felt comfortable, understood, and empowered throughout the entire process!. I would highly recommend Paul Cederholm — truly an exceptional mortgage professional.
Angel M profile picture
Angel M
August 10, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excelente atendimento de Cederholm.
Janaína V profile picture
Janaína V
May 28, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Paul and his team was an absolute dream! We had a particularly complex transaction, Paul made navigating feel easy and less stressful.
Kayla b profile picture
Kayla b
May 12, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul and his team were absolutely amazing! Insanely fast response time to any question I had and amazing explanations throughout the whole process. I can’t imagine using another broker ever again!
Samantha C profile picture
Samantha C
April 18, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
If you are looking for a mortgage broker for your next home purchase, I highly recommend Paul Cederholm and his team at Cederholm Mortgage Advisors 🏡. Paul helped me plan the financing for my new home, and I am so grateful for his guidance throughout the process. At the beginning, I felt nervous because the home buying process can feel very intimidating. With Paul’s care, patience, and expertise, I grew into a confident home buyer by the time we reached closing 🌿. Paul was always available to answer my questions and explained everything in a clear, supportive, and non-intimidating way. He stayed one step ahead throughout the loan process and helped ensure my loan approval moved along quickly and smoothly. Paul also has a wonderful team. Their attention to detail and clear communication helped me feel supported and never overwhelmed during the process 🌸. I truly loved working with Paul. He was wonderful to have by my side during such an important step in my life. If you are looking for a knowledgeable and caring mortgage advisor who will guide you every step of the way, I wholeheartedly recommend Paul Cederholm and his team.
Nancy S profile picture
Nancy S
March 11, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Buying my first house was an exceptional experience because Paul was tremendously helpful, and communicative. I can’t thank him and his team enough and highly recommend!!!
Bianca R profile picture
Bianca R
December 27, 2025
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Home Buying and Refinancing Success Stories

We love serving our Realtor® Partners, their Clients, and Our Clients. Whether it be for a Home Purchase or a Mortgage Refinance, each one has a story. We value every one of them and are honored to be a part of their journey in happy homeownership. Below are just a few of our many stories and memories of real estate partners, individuals, and families served. We welcome the opportunity to be a part of your journey to create a Happy Homeowner Experience for you too!  

First-time buyer graphic with a couple holding house keys.

First Time Home Buyer's Dream Comes True

Brock and Amber L. had a horrible experience  two years prior to being introduced to Paul Cederholm via their Realtor.  The loan officer did not do due diligence. The process was discouraging, confusing, and frustrating and they felt they were getting the run around. It was such a bad experience that Amber told Paul Cederholm the day of closing that she kept waiting for a call with bad news, but there was none to give. Now in their first dream home, they have referred their friends Dylan and Jessica S. to see if they could do the same and come live nearby. Their friends applied, got pre-approved, found a house and less than a month later they moved nearby!

A veteran embracing family outdoors with an American flag in the background.

Veteran & Family Secure Their Home

We love helping Veterans to secure a house for their family and we are passionate about serving them. Here are a few: Homero and his family relocated to Denver, Colorado as an Army Recruiter, securing a great rate and a home they love. Jeff K. A Marine Veteran was able to take advantage of a VA IRRRL Refinance saving him thousands. JR and his wife Amber R. were renting, when their landlord notified them they wanted to sell the home, and gave them first right of refusal to buy the home. Amber reached out to us at her real estate agents recommendation and together agent and lender secured the home they were renting. No moving truck needed!

Single-story home with a garage.

Growing House Needs - Moving on Up!

Tim and Kate H. are repeat move up buyers that came to us through their Realtor and friend from college. They got approved. Tim, who is a numbers guy, appreciated the thoroughness of our pre-approval workshop consultation. He said it gave them a clear visual to understand the numbers to decide to buy a townhome.  A few years later, with a growing family, they needed more room and reach out to Paul again.  Together we reviewed options to determine a financial game plan that would work best. Paul reached out to their Realtor to strategize and together they helped Tim and Kate secure the home that would fit their growing family needs. 

Buy a House or Refinance the Easy Way

Best Mortgage Broker

save time and money

Questions worth asking

A few answers before your next move

Where can I read independent client reviews?

The review feeds on this page connect to our existing review providers. You can also open the linked profiles to read reviews in their original setting. Look for details about communication, planning and how the team handled questions.

Are these stories promises about my loan?

No. These are individual experiences. Your loan depends on your circumstances, property and current program requirements. We use the stories to show how we work, not to guarantee a rate, approval or closing date.

Can you help with both purchases and refinancing?

Yes. The stories here include home purchases, refinancing and different financing needs. Our team will start with your goals and help you compare the relevant paths.

What should I ask when choosing a mortgage advisor?

Ask how the advisor compares lenders, explains closing costs, handles updates and prepares for problems. We welcome those questions and can walk you through our planning process on a video call.

How do I get the same kind of guidance?

Book a quick intro call with our team. Bring your purchase or refinance goals and timeline. We will help you identify the next useful step.

*Information, scenarios, and calculations are for educational and illustrative purposes only, not a loan offer, a commitment to lend, a rate quote or an approval. Programs, costs and qualification requirements depend on the borrower, property, selected lender and current guidelines. Examples are not guaranteed results. Our team can review the details for your situation.

Start with a home financing strategy

Get a Interest Rate Quote: