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Denver Mortgage Broker | Cederholm Mortgage Advisors

Smarter Mortgage Solutions

Smarter Mortgage Solutions

Buy a House

Experience a stress-free home-buying journey. We compare mortgage rates from 150+ top mortgage lenders and match you with the best home loan programs. We make it simple, transparent, and affordable.

Smart Financial Moves

Trusted Denver Mortgage Broker delivering smarter mortgage solutions with clarity and confidence. Skip guesswork and drama — Getting a home loan should never feel like you’re in a suspense film!

Home Refinance

Our refinance solutions make the process simple and transparent. With expert guidance and accurate analysis for the best loan options. You’ll have the confidence to make the right financial move.

Save time and money with a trusted Denver Mortgage Broker in Colorado for home purchases or refinances with competitive mortgage rates.

What are your Real Estate goals?

Get Mortgage Guidance You Deserve to Create Happier Homeownership!

Denver Mortgage Broker

Strategies to win as a First-Time Home Buyer

Strategies for existing homeowners to move up

Buying your first investment property and beyond

Optimizing your home equity to build real wealth

Want to Start Searching for Your Dream Home?

Mortgage Calculators

Easy-to-use Mortgage Calculators to Estimate Monthly Mortgage Payments, Home Affordability, and Debt-To-Income Ratios for Qualifying, for Conventional Loans, FHA Loans, VA Loans, Mortgage Refinance, for Home Purchase, and more.

3 Keys to Unlock Smarter Homeownership

We Make Happier Homeownership Possible

Housing Affordability

Maximize Purchasing Power and Minimize Cost

Home affordability is much more than just finding competitive mortgage rates; you need a clear strategy to make smarter financial moves. Whether a VA Loan, FHA Loan, Conventional Loan, Jumbo Loan, Non-Traditional Loan (Non-QM), or a HELOC, we have the solution for you, and we’ll help you with lower costs when it’s time to refinance also.

Financial Wellness

Accomplish Your Financial Goals and Objectives

It’s more than just owning a home. It’s knowing how to leverage smart mortgage strategies and financial options that support you as you go through every stage of life as a homeowner or real estate investor. We’ll deliver expert mortgage guidance and advice that helps you achieve your goals with confidence and peace of mind.

Real Estate Wealth

Leverage Your Real Estate Asset to Create Wealth

According to the Federal Reserve, real estate is the largest and most valuable asset most people have in America. Real Estate Home Equity — not 401k, not savings, not investment accounts — accounts for for 83% of retirement wealth in the United States. We’ll show you how to leverage your real estate assets and home equity appreciation.

6 Ways We Help You Make Smarter Financial Moves

Let our expertise guide you easily through the home buying or refinance process
to lower your costs and maximize your purchasing power

Secure Your Home Loan

The market is competitive — We’ll help you get pre-approved for the best home loans available, shop for and compare rates and programs with multiple lenders, and choose the best home loan to make your home purchase or refinance a reality. 

Best Mortgage Rates

You wouldn’t accept the first offer at the car lot would you? Use our free facts loan analysis to compare loans and  see our mortgage broker vs retail lender or bank difference. Use our rate quote comparison service to get the best rate and terms.

Close Fast On Your Home Loan

Are other lenders giving you the runaround, missing closing deadlines, or ghosting you? Our fast funding options mean you wont miss out on the house you want. We can help you compete even with cash buyers & close in 14 days or less.

Lower Refinance Rates

Take advantage of today’s flexible terms to lower your monthly payment, lower your rate and interest you pay, shorten your loan term, or all of the above. How will you use the money savings we put back in your pocket?

Home Value Estimator

Know where your real estate position. With an up-to-date real estate property evaluation in hand, and our complimentary Home Valuation Report, you’ll be better equipped to make the most informed financial decisions to meet your goals.

Cash-Out Refinance

Put your home to work for you — Access the appreciation in your home value with a home equity loan or cash-out refinance. Use the cash for debt consolidation, lowering your blended interest rate costs, make home improvements, and more.

Know Your Options & Get Pre-Approved with Our Quick and Easy Tools:

Mortgage Broker Reviews & Testimonials

See what Homeowners, Homebuyers, and Real Estate Agents are saying
about Cederholm Mortgage Advisors as a Mortgage Broker:

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Cederholm Mortgage Advisors powered by Edge Home Finance is ranked in the Top 5% of Best Mortgage Brokers in Denver, Colorado. Source: Experience.com

Strategic Mortgage Solutions that Win

We Educate. Empower. Execute.

Create Happier Homeownership! Discover 10 Reasons why we are the best choice for a home loan. Every move we make is with your best interests and goals in mind. It’s the only way to do business, right? We are committed to delivering a simplified yet exceptional home buying and refinance experience that will have you smiling ear to ear, knowing confidently you made the best decision.

Cederholm Mortgage Advisors is a Denver mortgage broker. We also offer lending services via our Edge Home Finance Client Care Team that reaches throughout the nation to meet your home financing needs wherever you go. With over 150 o competitive mortgage lender relationships in the United States, we provide access to some of the best financing options available.

We Save You More Money — Compare us as a Mortgage Broker vs a Retail Mortgage Lender or Bank and you’ll see. We’ve removed the fatty layers of overlays and overhead costs to your home loan mortgage interest, mortgage rates, mortgage payment, and closing costs. All without sacrificing quality or the concierge-level service you deserve.

We Save You More Time — Shopping mortgage interest rates, accurately comparing mortgage lenders, loan programs, and loan options is time consuming and is overwhelming for most consumers. We make it easy and provide you with the best options for you and your situation by: Shopping interest rates, making mortgage lenders compete for your business, matching you with the best lending solutions and options for your specific home purchase or refinance situation. No time consuming effort required on your part. Lastly, we review with you the options and information, provide guidance, and financial advice to execute a smooth, on-time experience.

We want you to be confident — You can rely on us every time you need financial real estate advice or services, for accurate, consistent, and dependable results. We want you to feel certainty when referring us to people in your social and business circles that they will be taken great care of.


Real Estate Agent
Connection

We Connect you with a Quality Realtor to determine your criteria, find the right houses for you, negotiate offers, and win!


Home Finance
Strategies

Our Real Estate financial expertise, guidance, and custom tailored services find you the best mortgage programs and options!

Buy or Refinance a Home with Confidence!

Our Smooth and Easy Process

Will Create A Happier Homeowner Experience

and leave you feeling you made a Smart Financial Move.

Our goal is your: 

A 5-Star Satisfaction Rating!

Whether Your Timeline is 10 Days or 10 Months… We Can Help.

Mortgage and Financial Advice that Creates Happier Homeownership

Everyone is Unique, Every Situation is Different.

Get a Personalize Real Estate Buying Plan & Mortgage Rates Today to Buy a Home or Refinance.

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