Experience a stress-free home-buying journey. We compare mortgage rates from 150+ top mortgage lenders and match you with the best home loan programs. We make it simple, transparent, and affordable.
Trusted Denver Mortgage Broker delivering smarter mortgage solutions with clarity and confidence. Skip guesswork and drama — Getting a home loan should never feel like you’re in a suspense film!
Our refinance solutions make the process simple and transparent. With expert guidance and accurate analysis for the best loan options. You’ll have the confidence to make the right financial move.
Save time and money with a trusted Denver Mortgage Broker in Colorado for home purchases or refinances with competitive mortgage rates.
Get Mortgage Guidance You Deserve to Create Happier Homeownership!
Strategies to win as a First-Time Home Buyer
Strategies for existing homeowners to move up
Buying your first investment property and beyond
Optimizing your home equity to build real wealth
Want to Start Searching for Your Dream Home?
Easy-to-use Mortgage Calculators to Estimate Monthly Mortgage Payments, Home Affordability, and Debt-To-Income Ratios for Qualifying, for Conventional Loans, FHA Loans, VA Loans, Mortgage Refinance, for Home Purchase, and more.
Maximize Purchasing Power and Minimize Cost
Home affordability is much more than just finding competitive mortgage rates; you need a clear strategy to make smarter financial moves. Whether a VA Loan, FHA Loan, Conventional Loan, Jumbo Loan, Non-Traditional Loan (Non-QM), or a HELOC, we have the solution for you, and we’ll help you with lower costs when it’s time to refinance also.
Accomplish Your Financial Goals and Objectives
It’s more than just owning a home. It’s knowing how to leverage smart mortgage strategies and financial options that support you as you go through every stage of life as a homeowner or real estate investor. We’ll deliver expert mortgage guidance and advice that helps you achieve your goals with confidence and peace of mind.
Leverage Your Real Estate Asset to Create Wealth
According to the Federal Reserve, real estate is the largest and most valuable asset most people have in America. Real Estate Home Equity — not 401k, not savings, not investment accounts — accounts for for 83% of retirement wealth in the United States. We’ll show you how to leverage your real estate assets and home equity appreciation.
Secure Your Home Loan
The market is competitive — We’ll help you get pre-approved for the best home loans available, shop for and compare rates and programs with multiple lenders, and choose the best home loan to make your home purchase or refinance a reality.
Best Mortgage Rates
You wouldn’t accept the first offer at the car lot would you? Use our free facts loan analysis to compare loans and see our mortgage broker vs retail lender or bank difference. Use our rate quote comparison service to get the best rate and terms.
Close Fast On Your Home Loan
Are other lenders giving you the runaround, missing closing deadlines, or ghosting you? Our fast funding options mean you wont miss out on the house you want. We can help you compete even with cash buyers & close in 14 days or less.
Lower Refinance Rates
Take advantage of today’s flexible terms to lower your monthly payment, lower your rate and interest you pay, shorten your loan term, or all of the above. How will you use the money savings we put back in your pocket?
Home Value Estimator
Know where your real estate position. With an up-to-date real estate property evaluation in hand, and our complimentary Home Valuation Report, you’ll be better equipped to make the most informed financial decisions to meet your goals.
Cash-Out Refinance
Put your home to work for you — Access the appreciation in your home value with a home equity loan or cash-out refinance. Use the cash for debt consolidation, lowering your blended interest rate costs, make home improvements, and more.
Know Your Options & Get Pre-Approved with Our Quick and Easy Tools:
See what Homeowners, Homebuyers, and Real Estate Agents are saying
about Cederholm Mortgage Advisors as a Mortgage Broker:
Shauna Santiago Recently I had the pleasure of working with Paul and I can confidently say that my experience was nothing short of exceptional. Trust is a crucial element when it comes to financial decisions, He took the time to understand my unique needs and goals, ensuring that every step of the process was transparent and tailored specifically to me. I never felt rushed or pressured; instead, I felt supported and empowered to make informed choices. Whether it was providing insights into market trends or introducing me to other professionals who could assist with my financial journey, Paul went above and beyond to ensure I had access to the best tools and information available. I can say that Paul genuinely cares about his clients and strives to build lasting relationships. I can't recommend him enough for anyone looking for a mortgage broker who feels like family, fosters trust, and provides invaluable resources. Thank you, Paul, for making this experience so positive and rewarding! Evette Macuil We started the process in June and closed in November because we were indecisive and Paul was patient, he heard our request and never pushed us to buy until we were comfortable with our purchase. Luckily, he waited on us and we closed on the perfect home. We loved his 24/7 availability for us even on his vacation days. Thanks for an amazing work ! Lucia Barrera Brazilian Real Estate Agent Colorado Paul is a great lender, my clients love working with him. He is very detailed oriented, organized, responsive. Always trying to find the best program/rates for everyone. I truly recommend his services. Linda Arcos Paul is super helpful with tons of loan products, industry knowledge, & great with all Buyers. He is easy to talk to, highly responsive and always willing to help answer all your questions. Caitlynn Kern You and your team were very helpful throughout the entire process! I could always rely on you to help answer questions and be available at all times. I would highly recommend!Google rating score: 5.0 of 5, based on 39 reviewsVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Cederholm Mortgage Advisors powered by Edge Home Finance is ranked in the Top 5% of Best Mortgage Brokers in Denver, Colorado. Source: Experience.com
We Educate. Empower. Execute.
Create Happier Homeownership! Discover 10 Reasons why we are the best choice for a home loan. Every move we make is with your best interests and goals in mind. It’s the only way to do business, right? We are committed to delivering a simplified yet exceptional home buying and refinance experience that will have you smiling ear to ear, knowing confidently you made the best decision.
Cederholm Mortgage Advisors is a Denver mortgage broker. We also offer lending services via our Edge Home Finance Client Care Team that reaches throughout the nation to meet your home financing needs wherever you go. With over 150 o competitive mortgage lender relationships in the United States, we provide access to some of the best financing options available.
We Save You More Money — Compare us as a Mortgage Broker vs a Retail Mortgage Lender or Bank and you’ll see. We’ve removed the fatty layers of overlays and overhead costs to your home loan mortgage interest, mortgage rates, mortgage payment, and closing costs. All without sacrificing quality or the concierge-level service you deserve.
We Save You More Time — Shopping mortgage interest rates, accurately comparing mortgage lenders, loan programs, and loan options is time consuming and is overwhelming for most consumers. We make it easy and provide you with the best options for you and your situation by: Shopping interest rates, making mortgage lenders compete for your business, matching you with the best lending solutions and options for your specific home purchase or refinance situation. No time consuming effort required on your part. Lastly, we review with you the options and information, provide guidance, and financial advice to execute a smooth, on-time experience.
We want you to be confident — You can rely on us every time you need financial real estate advice or services, for accurate, consistent, and dependable results. We want you to feel certainty when referring us to people in your social and business circles that they will be taken great care of.
We Connect you with a Quality Realtor to determine your criteria, find the right houses for you, negotiate offers, and win!
Our Real Estate financial expertise, guidance, and custom tailored services find you the best mortgage programs and options!
Buy or Refinance a Home with Confidence!
Our Smooth and Easy Process
Will Create A Happier Homeowner Experience
and leave you feeling you made a Smart Financial Move.
Our goal is your:
A 5-Star Satisfaction Rating!
Whether Your Timeline is 10 Days or 10 Months… We Can Help.
Everyone is Unique, Every Situation is Different.
Get a Personalize Real Estate Buying Plan & Mortgage Rates Today to Buy a Home or Refinance.