Understanding Seller Concessions and Credits for Home Buyers
Discover how seller concessions and seller credits work. Learn what they cover, how to negotiate them, and the maximum limits for Conventional, FHA, VA, and USDA loans. In today’s dynamic real estate market, negotiating a home purchase involves more than just agreeing on a sale price. If you’re a home buyer trying to keep your […]
2026 Loan Limits Increase by 3.26%
The increase in conforming loan limits means that more homebuyers will be eligible for conventional loans, which typically have lower interest rates and fees than jumbo loans. In Denver County, Colorado, housing prices are higher than the national average, so FHFA has what is known as a high balance loan limit, which is set at $862,500 in many areas in Colorado for 2026.