Estimated home value
What might the property be worth based on the information available? It is not a lender appraisal.
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Value is a starting point
What might the property be worth based on the information available? It is not a lender appraisal.
Request my reportWhat remains after the mortgages secured by the home? Accessible equity also depends on financing limits.
Explore home equityWould a purchase, refinance or no change better fit your plans? A report cannot answer that on its own.
Review my optionsYour home is part of your financial picture. A complimentary report can help you track an estimated value, mortgage balance and potential equity. It gives you a starting point for a conversation about refinancing, home improvements or your next purchase.
This is an estimate, not an appraisal or guaranteed sale price. Our team can help you understand the report and compare the next steps that fit your goals.
Whether you’re buying or selling, an accurate home value estimate is critical for insight into what you could gain financially and helping form a strategy.
See an estimated equity position based on the report’s home value and mortgage information. Confirm the balances and remember that borrowing limits differ from total equity.
Net sheets on demand. Know what each transaction will net you so you can make the right decisions and move when your ready and the time is right.
A timeline of your interest pay down and how the payment and interest affects the principal balance over the your of the loan, known as amortization.
This tool allows you the ability to see how paying more towards your balance might affect your loan payoff and interest savings.
More equity may create questions worth asking about mortgage insurance. Eligibility for removal depends on your loan type, servicer requirements and supporting value evidence.
Know about potential refinance opportunities available for your loan and help you save money and consolidate debt to eliminate it faster.
Explore an estimated rental value as a planning starting point. Actual rent, vacancy, expenses and financing requirements can differ. Our team can help you separate a rental estimate from a financing review.
Knowing what you can qualify for if you use the equity gains in your current home as a down payment towards another property is powerful.
In the Federal Reserve’s 2022 Survey of Consumer Finances, median net worth was $396,200 for homeowners and $10,400 for renters and other non-owners, a difference of about 38 times.
This is a historical comparison, not proof that buying a home causes that difference or a forecast of your results. Home equity is one part of net worth. Income, age, saving habits and other assets matter too.
Your report helps us put your estimated equity, mortgage and next move into one plan.
Source: Federal Reserve, 2022 Survey of Consumer Finances, Table 2. Figures in 2022 dollars; ratio rounded.
Questions worth asking
No. The report provides an estimate using the information available to the report service. It is a planning starting point, not a lender appraisal, guaranteed sale price or approval for a loan.
Subtract the balances of all loans secured by the home from its estimated value. Selling costs and financing limits can reduce the amount available for a particular transaction. Our team can help separate estimated equity from accessible borrowing capacity.
It can provide a starting value estimate and mortgage context. A refinance still requires a review of your loan, costs, qualifications and property. We can compare keeping your current mortgage with the alternatives.
No. Cancellation depends on your loan type, payment history, value evidence and the applicable rules. We can help you identify questions to ask your loan servicer. FHA mortgage insurance follows different rules from conventional PMI.
Request your home equity report through the existing report service. Review the service’s information and privacy terms when you sign up. Then schedule a mortgage review to talk through your plans.
*Information, scenarios, and calculations are for educational and illustrative purposes only, not a loan offer, a commitment to lend, a rate quote or an approval. Programs, costs and qualification requirements depend on the borrower, property, selected lender and current guidelines. Examples are not guaranteed results. Our team can review the details for your situation.
Free Mortgage Review Consultation! You review assets with your financial advisor, so think of this as a real estate financial mortgage advisor annual checkup to ensure your property assets and financing are working properly for you. As a previous financial advisor, Paul and his team leverage expertise and knowledge centered around your finances and leveraging property to help you achieve your goals. We’ll review key metrics and insights, and whatever is of concern to you such as the best options to consider for your current situation, property assets, mortgage rates, home equity accumulation, home value appreciation, how to leverage financing to your benefit, and your overall financial position. We’ll make recommendations, and provide advice and guidance on what strategies will serve you best to minimize and eliminate debts and maximize leveraging your real estate assets.