2026 Loan Limits Increase by 3.26%
The increase in conforming loan limits means that more homebuyers will be eligible for conventional loans, which typically have lower interest rates and fees than jumbo loans. In Denver County, Colorado, housing prices are higher than the national average, so FHFA has what is known as a high balance loan limit, which is set at $862,500 in many areas in Colorado for 2026.
Big Changes to Mortgage LLPAs
If you are planning to buy a home in 2023 and beyond, it is important to be aware of these changes to the LLPA. The changes could affect the interest rate you are offered on your mortgage by any lender as these changes are implemented by the FHFA, Federal Housing Finance Agency.
The #1 Home Buyer’s Guide to Real Estate
“Secure Your Future with this Home Buyer’s Guide to Real Estate & Finding the Right Mortgage for You!” In this guide to real estate, we’ll provide you with everything you need to know about buying a home, and securing the right mortgage loan. Buying a home can be one of the most significant investments you’ll […]
The Ultimate First Time Home Buyer Guide
“Your Key to Unlocking Homeownership: The Ultimate Home Buying Guide for First Time Home Buyers!” Tips for First Time Home Buyer’s to Find the Right Home for Your Budget Buying a home for the first time can be a daunting experience. With so many factors to consider, it can be hard to know where to […]
Housing Market and Mortgage News
“Stay informed with the latest Housing, Real Estate, and Mortgage News – April 3, 2023!” The Impact of Low Interest Rates on the Real Estate Market Low interest rates have been a major boon for the real estate market in recent years. With mortgage rates at historic lows, more and more people are taking advantage […]