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Blog: Smart Financial Moves

Blog: Smart Financial Moves

Home, Real Estate, and Mortgage Loan Tips to Create Happy Homeownership

We are focused on helping empower you to Unlock Happy Homeownership with Smart Financial Moves that Empowers Clients and Realtors to Make Homeownership Possible. Get info on housing market trends, real estate and  financial tips, and mortgage lending insight to help you make informed decisions about homeownership. Whether buying a house or refinancing, we can help. Subscribe to our newsletter for helpful financial tips.

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2-1 Buydown

Unlock Serious Savings with a 2-1 Mortgage Rate Buydown

Unlock serious saving with a 2-1 Mortgage Rate Buydown to Lower your Mortgage Payment!
Ready to unlock some serious savings on your mortgage? A 2-1 buydown could be the key. This innovative financing option allows you to enjoy a lower interest rate temporarily for the first two years of your loan, which means more savings and money in your pocket each month until rates come back down without having to wait to buy a house. And who doesn’t love the sound of that?

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success stories

Mortgage Process Pre-Flight Checklist

Can you image taking a flight headed to Florida but landing in the ocean instead? Not a fun experience. Just like airlines do airplane maintenance inspections before each departure, check routes for developing weather patterns or potential turbulence before take off, and a pilots make adjustments mid-flight based on this data acquired prior to take off so they know what 1 degree corrections may need to be made to ensure a smooth, safe, and on-time arrival at your intended destination.

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LLPA Mortgage Changes Chart Matrix

Big LLPA Mortgage Changes

If you are planning to buy a home in 2023 and beyond, it is important to be aware of these changes to the LLPA. The changes could affect the interest rate you are offered on your mortgage by any lender as these changes are implemented by the FHFA, Federal Housing Finance Agency.

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mortgage options for non US citizens

Non-U.S. Citizen Mortgage Options

Non-U.S. Citizen Mortgages for Permanent vs Non-Permanent Residents Permanent vs Non-Permanent Residents Buying a home is a major milestone for many people, but it can be especially challenging for Non-U.S.

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Non-Traditional Mortgage

Housing Market and Mortgage News

“Stay informed with the latest Housing, Real Estate, and Mortgage News – April 3, 2023!” The Impact of Low Interest Rates on the Real Estate Market Low interest rates have

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