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Mortgage BrokerMortgage Broker – Why Choose Us

4.98 out of 5.00 Stars Customer Satisfaction Rating

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Mortgage Broker – Why Choose Us

Who We Are – Cederholm Mortgage Advisors at Edge Home Finance

A True Independent Mortgage Broker

We are a Mortgage Broker based in Denver, Colorado focused on Unlocking Happy Homeownership with Smart Financial Moves that empowers Clients and Realtors wherever you call home. As an independent mortgage professional, we represent YOU, not the bank or retail lender, who typically only offers their specific available products. This cuts you out of the rest of the market to allow multiple lenders to compete for the business. Plus, unlike some mortgage brokers, we are a true mortgage broker model, without built-in overhead costs or hold-back fees.

We have relationships with over 150 of the nation’s best mortgage lenders. We research the best mortgage programs and shop current mortgage rates for you (so you don’t have to), giving you accurate and timely information in the market to save you time and money. We provide you with actionable advice for your home financing. Check Out Our Reviews

Our clear and easy process delivers a consistently smooth experience every time, ensuring you a Happy Homeowner Experience. Learn more about our Home Loan Process.

We have relationships with over 150 of the Nation’s Best
Mortgage Lenders

You Can Save Up to $9,000+ using us as a Mortgage Broker vs Retail Lender or Bank

How You Benefit working with Us

Why Choose Us? Besides the fact that we make it more fun and informative? We put the fun in FUNding Mortgages. Check out our Satisfaction Rating. That’s Money! That’s Time Savings! That’s Peace of Mind. That allows you to focus on other important things without stressing yourself out. That’s No Headache. That’s Relaxing. Here are 10 Happy Reasons People Enjoy Working with Us.

As a licensed mortgage broker, our expertise is locating the funding for mortgage financing that fits you best. We know where the best rates can be found. What’s more, we have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing. Use our Mortgage Calculators to estimate monthly payments and more.

Cederholm Mortgage Advisors, Mortgage Broker
less expense, lower mortgage rates
more mortgage options, more savings
MORTGAGE LENDERS and BANKS, RETAIL
more expensive, higher rates
less options & savings

Save Initially At Closing

You save more up front

Helps you keep more of your money in your bank account not the banks!
Lower Rates & Lower Closing Costs

Save Over Life of Loan

Save year after year

Helps you save on interest costs over your loan term that adds up!
Continuous Interest Savings

10 Happy Reasons to Choose Us

01

You are the Star of the show

We See You! We work for you, period. Not a bank or retail lender. Everything we do is to elevate you and your home owning success.

02

Home FUNding Experts

We take what we do seriously, but we also focus on making the home buying and financing process as fun and enjoyable as it can possibly be.

03

Fast

We’ll get you across the finish line on time and FUNded with smooth execution without you feeling like your hair was set on fire.

04

Clear

Transparency in communication is critical. Always keeping you and your agent up-to-date and informed.

05

Simplified

Our concierge-level service makes it easy. We take the stress off your shoulders and do the heavy lifting. Service on another level. Easy Peasy.

06

Empowering

We explain things in understandable terms, to guide and advise with expertise, so you can make the best informed decision.

07

Access to More

We “pull back the curtain of oz” and take the mystery out of it for you and your agent. Access to over 109+ different lenders

08

Save you Time & Money

We shop rates & options for you with 100+ wholesale lenders, banks, investors, and financial institutions and our loan costs save you $1000s

09

Results

We keep you up-to-date on current market trends, mortgage rates, new developments, programs, options available.

10

We’ll Keep In Touch

After closing, we’ll keep in touch & continue to provide value and resources to you that helps advise you financially about real estate.

Mortgage Advisor – Mortgage Broker

why Work with a Mortgage Broker vs Mortgage Lender?

Because we are not employees of a lending institution, We are not limited in the products we can offer you. We seek out the best mortgage lenders to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.

There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today’s very competitive marketplace intimidates many homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.

Choosing the wrong mortgage can cost you thousands of extra dollars. We are trained mortgage professionals who can help you save on your mortgage dollar.

Save Time on a Mortgage

Why Should You Start with Us First?

Simple. We save you more time and money. A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Multiple subsequent applications with multiple credit score inquiries can be costly. With us you don’t need to have your credit pulled repeatedly to shop mortgage rates either.

Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. As a Denver Mortgage Broker we are trained to present your mortgage proposal where and how it will get the most immediate, positive result for lenders competing for your business.

If you want the best insurance policy, you don’t call an insurance company  – you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call your mortgage broker first!

Save Money on a Mortgage

How do we Have Such Lower Mortgage Rates?

Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.

These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.

More Options = More Peace of Mind to FUNd

Other than rates, why should I use A Mortgage Broker?

In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favorable rates for each project, but often whether a project is funded at all.

The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.

In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.

Talk to a Real Estate FUNding Expert!

Today’s Mortgage Rates:

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